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Will Princess Charlotte Inherit Princess Diana’s Spencer Tiara?

Adebayo September 27, 2025
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On Christmas Day 2024, Princess Charlotte wore little more than a dainty necklace and a pair of colorful friendship bracelets—sweet accessories for a young girl enjoying the holiday with her family. Yet for royal watchers, the sight stirred speculation far greater than her modest adornments suggested. Because behind those innocent pieces of jewelry lies a glittering question: Will Diana’s only granddaughter one day inherit the Spencer tiara?


A Tiara Like No Other

The Spencer tiara isn’t just a family heirloom—it’s a cultural icon. Crafted in 1937 for Diana’s grandmother, the dazzling headpiece became forever linked to the “People’s Princess” when she wore it on her wedding day to Prince Charles in 1981. Over the years, Diana adorned herself with the tiara at state banquets, galas, and charity events, making it one of the most photographed pieces of royal jewelry in history.

Today, the tiara rests not in the royal vaults but at Althorp House, the Spencer family’s ancestral estate, under the care of Diana’s brother, Earl Charles Spencer.

The Case for Charlotte

As Diana’s eldest granddaughter, Princess Charlotte seems the natural candidate to inherit—or at least borrow—the tiara. The symbolism is powerful: Diana’s legacy carried forward not just by her sons, William and Harry, but through Charlotte, who represents the next generation of royal women.

Rumors have swirled for years. In 2021, the Australian magazine New Idea reported that Prince William had approached his uncle in a heartfelt conversation, asking whether the tiara might one day be passed to his daughter. The source claimed William told Earl Spencer that Diana’s iconic headpiece “belongs to her first granddaughter.”

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The idea touched many royal fans. After all, what could be more poignant than Charlotte stepping into her grandmother’s sparkle when the time comes?


Tradition Says Otherwise

But royal historians urge caution. Lauren Kina, a respected commentator on royal jewels, has pointed out that the tiara is part of the Spencer family estate. By tradition, it is destined to pass not to Charlotte, but to Earl Spencer’s son and heir, Viscount Althorp, Louis Spencer.

“The Spencer tiara is not a royal piece,” Kina explains. “It has always belonged to the Spencer family. By inheritance law and tradition, it will remain there, moving through the male line. Neither of Diana’s granddaughters is in line to own it.”

This reality delivers a sharp blow to those who have long imagined Charlotte inheriting the tiara outright.

Borrowed, Not Owned

Yet all hope isn’t lost. Even if the tiara never formally belongs to Charlotte, there is precedent for her borrowing it. Diana herself never owned the tiara—she borrowed it from her father. Similarly, Catherine, the Princess of Wales, has often borrowed from the royal vault, including the Cartier Halo tiara she wore on her wedding day.

For Charlotte, the Spencer tiara could one day serve as a loan for major royal occasions—a coronation, a state banquet, or even her own wedding. The possibility remains very real, even if the ownership question is settled elsewhere.


The Weight of Legacy

Why does this matter so much? Because jewels in the royal family are never “just jewels.” They are symbols of continuity, memory, and power. For millions who adored Diana, the tiara is a reminder of her beauty, her vulnerability, and her place in history.

For Charlotte to wear it—even once—would feel like a bridge across generations. It would be a daughter of William carrying forward her grandmother’s light.

That possibility, however remote, is why the speculation refuses to die down.

A Glimpse of the Future

Charlotte may only be nine years old, but royal watchers are already noting her confidence. She walks alongside her brothers at public events with poise and ease. She engages warmly with well-wishers. And she has inherited Catherine’s gift for empathy and connection.

If she is to wear a tiara one day, Charlotte will be ready. Princess Anne wore her first tiara at 17, and Charlotte will likely follow a similar path. Whether it’s the Spencer tiara or another jewel from the vast royal collection, she will step into adulthood bearing the weight—and the sparkle—of her family’s history.


The Alternatives

Even if the Spencer tiara is not in her future, Charlotte will not lack for glittering options. The royal vault is filled with treasures:

  • The Cartier Halo tiara, worn by Catherine at her wedding in 2011.
  • The Cambridge Lover’s Knot tiara, one of Diana’s favorites, which Catherine now wears regularly.
  • Queen Elizabeth II’s collection, which includes dozens of tiaras spanning centuries of history.

Any one of these could become part of Charlotte’s royal wardrobe as she grows into her role.

A Question That Lingers

And yet, the whispers continue. Royal fans cannot resist imagining Charlotte in her grandmother’s tiara. The image is too powerful, too symbolic, to let go.

So the question remains: Will the Spencer family break tradition and allow Diana’s granddaughter to wear the tiara? Or will the jewel remain locked within the Spencer estate, forever tied to Diana but never passed on to the next royal generation?

Only time will tell.

But one thing is certain—whether through the Spencer tiara or another crown jewel, Princess Charlotte is destined to shine. She carries her grandmother’s legacy not in gemstones, but in grace, warmth, and promise.

And one day, when she steps out wearing her first tiara, the world will watch with the same awe that once greeted Diana.

Walking Behind the Crown: The Unspoken Language of Royal Devotion

For centuries, the British monarchy has thrived not only on crowns and ceremonies, but also on something far more subtle: the unspoken choreography of loyalty and respect. It’s in the way a consort stands a step behind the sovereign. The way a spouse quietly lets the crown shine brighter than themselves. This, more than jewels or titles, reveals the deepest truths about devotion within the royal family. And yet, in recent years, cracks have begun to appear in this unspoken language—none more glaring than in the behavior of Queen Camilla.

Prince Philip: The Shadow That Shone Brightest

If ever there was a blueprint for a royal consort, it was Prince Philip. From the moment he wed Elizabeth, he gave up everything—his Greek nationality, his royal surname, even his rising naval career. His life’s mission became clear: to stand behind his wife, never in front.

At public events, Philip’s position was not one of weakness, but of profound strength. He never competed with Elizabeth, never stole the limelight. Instead, he became her steady anchor. “I am the only man in the country not allowed to give his name to his children,” he once joked, but behind the humor was deep sacrifice. For 73 years, he walked behind the Queen, not because he was lesser, but because he understood the dignity of support.

His silence spoke volumes. His distance allowed Elizabeth to reign unchallenged. And his presence reminded the nation what love and loyalty look like in their purest form.

Catherine: The Grace of a Future Queen

Today, Princess Catherine follows in those very footsteps. Whenever she appears beside Prince William, there is no competition for attention. She stands close enough to offer support, but far enough to let the heir to the throne carry the spotlight.

At Trooping the Colour, at state banquets, even at casual engagements, Catherine embodies the ancient etiquette of the monarchy: respect for the future king. The cameras may adore her, but she never demands their gaze. She smiles, she supports, she uplifts—but she never overshadows. In this, she reflects both her mother-in-law, the late Princess Diana, and her grandfather-in-law, Prince Philip.

This quiet deference isn’t weakness. It is a display of wisdom. By honoring William, she strengthens him. By holding her ground with grace, she elevates the monarchy itself. It is precisely why so many Britons—and indeed, people across the world—see in her the essence of a future queen.

Camilla: The Consort Who Breaks the Script

In contrast, Queen Camilla often seems to rewrite the script. At countless events, observers have noticed her stepping ahead of King Charles, even in moments when etiquette dictates she walk beside or slightly behind.

Whether braving strong winds on ceremonial days or simply arriving at public functions, Camilla appears more concerned with securing her own image than reinforcing Charles’s role as monarch. On one occasion, she even walked away as Charles remained behind, leaving the impression of independence rather than unity.

And then there was the shoe incident. Camilla, in full public view, once asked Charles to help with her footwear—a gesture so startlingly out of step with royal decorum that even seasoned observers were left shaking their heads. Where Philip sacrificed, and Catherine yielded, Camilla seems to demand. Where tradition requires discretion, she leans toward self-display.

Meghan: A Familiar Pattern

This self-focused approach is not unique to Camilla. Meghan, Duchess of Sussex, has displayed similar tendencies. At official engagements, she has often been seen striding ahead of Prince Harry, urging him along, as though the world’s cameras were meant to follow her rather than the royal blood at her side.

In one unforgettable instance, Meghan even walked ahead of the late Queen herself, a breach of protocol that reverberated across the media. To critics, it revealed a lack of understanding—or worse, a disregard—for the sacred rhythms of monarchy.

Camilla and Meghan, though vastly different in age and circumstance, share one undeniable similarity: both seem to put themselves before the traditions that have long defined royal dignity.

The Language of Walking Behind

Why does this matter? To some, the placement of one foot in front of another may seem trivial. But in monarchy, symbolism is everything. The act of standing behind is not about hierarchy—it is about service. It signals to the world that the sovereign is supreme, that duty outweighs ego, and that marriage within the monarchy is not a partnership of equals in public, but a sacred pact to uphold the crown.

When Philip walked behind Elizabeth, he told the nation: She is the Queen. I am her strength. When Catherine steps beside William, she says without words: He is the heir. I am his support. When Camilla strides ahead of Charles, or when Meghan ignores protocol, the message changes. It becomes not about the crown, but about the individual.

The Admirable Companion vs. the Self-Focused Consort

The contrast could not be clearer. Philip sacrificed everything and never faltered. Catherine strengthens William by honoring him. Camilla and Meghan, on the other hand, too often seem intent on centering themselves.

History remembers those who yield, not those who push ahead. Elizabeth’s reign was long, stable, and admired not only because of her own dignity, but because she had a husband who refused to compete with her crown. William’s reign will likely find its strength in Catherine’s unwavering loyalty.

And Camilla? Her legacy remains uncertain. For every smile she offers, there is a photograph of her stepping in front of Charles. For every effort at dignity, there is an awkward moment where etiquette falls apart.

A Final Reflection

The monarchy is not about individuals—it is about the crown. Those who understand this flourish. Those who forget it falter.

Prince Philip will forever be remembered as the ultimate royal companion. Catherine, Princess of Wales, already embodies the same noble restraint. But Camilla and Meghan, too often walking ahead, remind us how fragile royal image can be when tradition gives way to ego.

Perhaps the truest measure of love and loyalty in a royal marriage is not in the jewels exchanged, nor in the titles granted, but in the simple act of walking behind.

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